Health Insurance
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Health Insurance
What is Health Insurance?
Health insurance is a security cover wherein the insurer bears the insured person’s healthcare costs in exchange for regular premium payments. You can opt for our best health insurance plans on an individual or family floater basis.
- Premium Discount on Multi Year Policy*
- Tax savings upto 75000* under section 80D
- Coverage for modern treatment like Robotic Surgery
- Cashless benefit at 9747+ hospitals across the country
Benefits
Benefits of Buying Health Insurance Plans Online
Cashless Treatment
A policyholder can avail of required treatment in any network hospital (registered with his insurance provider) without paying the treatment expenses (up to the sum insured limit). How? The company pays on his behalf and allows him to focus on his treatment.
Pre & Post Hospitalization Expenses
The expenses before hospitalization and after discharge from the hospital (up to a specific period) are covered by health insurance, provided the treatment agrees with the terms and conditions of the chosen policy
Covers pre-existing diseases
A health plan covers you for a pre-existing disease once you have completed the waiting period mentioned in the policy certificate.
Claim tax benefit
You can claim a tax benefit on health insurance premium under section 80D of the Income Tax Act, 1961.
Covers ambulance expenses
Comprehensive health insurance also pays for your ambulance expenses during a medical emergency.
Portability
Health insurance portability allows the policyholders to switch from their existing health insurance company to another, in case they are not satisfied with their existing health insurance plan, or find a more suitable plan. Portability feature saves the policyholders from being taken for granted and offers them flexibility to switch in case of dissatisfaction.
Types of Health Insurance
Variety Of Health Insurance Plans
We are the best insurance broker in Delhi NCR, India, specializing in providing one-of-a-kind insurance and plans It pays to work with a reputable firm when it comes to keeping your money and your life safe and secure. With an illustrious history spanning more than a decades.
Family Health Insurance
With the rise in the cost of quality treatment, it is now crucial to secure your family financially. A family health insurance plan provides benefits to the entire family members under a single sum assured which is divided among all the members and can be availed by all of them or one member of the family.
Senior Citizen Health Insurance
Individuals at old age are more prone to illnesses. Thus, senior citizen insurance plans are designed for parents and grandparents who are over 60 years of age. The mediclaim insurance policies will protect the senior citizens of the society against financial expenses incurred due to critical illnesses at old age.
Individual Health Insurance
Under this plan, a single policyholder is liable to receive the coverage benefits, in return for the premium that an individual has paid. Moreover, the insured is covered on an individual sum insured basis, where they can claim up to the sum insured in case of hospitalization of at least 24 hours.
Personal Accident Health Insurance
In the unfortunate event of an accident that could result in death or disability, personal accident health insurance protects the insured. These policies cover the policyholder's medical costs as well as, in some circumstances, any lost wages resulting from accidents.
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Health Insurance for Parents
Health plan for parents offers them the required benefit for several health care expenses in old age. Some of these expenses include in-patient hospitalization, pre- and post-hospitalization, daycare treatment, and much more. It is critical for parents to have medical insurance because it protects them from spending their life savings on medical expenses in their old age.
Children Health Insurance
Due to a weak immune system, children are more prone to illnesses. Thus, it is crucial to cover them under a reliable health plan. Mostly, insurance companies do not provide plans for children separately, so you can either buy an individual or a family floater. An insurance plan will cover the children for the healthcare expenses such as hospitalzsation expenses, ambulance costs, daycare treatment and much more.
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Benefits
The benefits of comparing with Royal Insurance India Pvt. Ltd.
Save Money
Get a side-by-side comparison from top insurance companies, so you can pick the best deal.
Save Time
Quick and easy to compare and save time with our single entry multi carrier interface.
Get Peace of Mind
Rest easy knowing that you compared top insurance companies side-by-side and got the best price.
Incredibly low premiums
Insuring things that matter to you shouldn’t come at a cost. That’s why when you buy from us, you get insurance that fits your pocket.
Superquick and easy
We’re easy, effortless and 100% digital. Forget paperwork, just access all our services with just a few clicks.
Hassle-free claims
We’re on a mission to make insurance claims stress-free. Just give us a call or file a claim online and experience cashless, speedy claim settlements.
Faqs
Health Insurance FAQs
Health insurance is a type of insurance that covers a person’s medical and surgical expenditures in the event of a medical emergency. However, in order to obtain a health insurance policy, you must pay a premium.
You should buy health insurance so that you don’t lose your life savings while paying for medical expenditures in an emergency.
If you choose the cashless option, your health insurance will either pay your hospital bills immediately or refund any payments you make for medical expenditures incurred as a result of a sickness or injury.
While the eligibility age for various health insurance plans varies, the basic eligibility age for people is from 18 to 65 years. Children must be between the ages of 90 days and 18 years to be eligible.
Yes! If your plan allows it, you can obtain coverage for yourself, your spouse, your children, your dependent parents, and a variety of additional connections like as parents-in-law, siblings, and others.
Yes, you have the option of purchasing a different plan based on your individual medical needs.
Personal Health Insurance Plan, Family Floater Health Insurance Plan, Senior Citizen Health Insurance Plan, Critical Illness Insurance Plan, Maternity Health Insurance Plan, Group Health Insurance Plan, and Personal Accident Insurance Plan are all available to buy.
In most cases, the health insurance premium is paid once a year. However, you can pay your subscription in monthly, quarterly, or semi-annual payments.
The benefits of health insurance vary depending on the coverage. Basic health insurance coverage, on the other hand, include inpatient hospitalisation, pre and post hospitalisation, childcare treatments, emergency ambulance expenditures, organ donor expenses, domiciliary hospitalisation, OPD expenses, and other services.
Cancer, stroke, heart attack, kidney failure, and other life-threatening conditions are covered by critical illness insurance. When you purchase a critical illness plan, you may anticipate comprehensive coverage for critical diseases (the number of illnesses covered varies by plan), a lump-sum pay-out upon diagnosis, tax benefits, and more.
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